1031 Exchange Extension – Who It Applies to & What It Means

1031 Exchange Extension - Who It Applies to and What It Means

1031 EXCHANGE EXTENSION – NOTICE 2020-23

Due to the Coronavirus Pandemic the IRS has issued guidance extending the time periods for individuals currently in an exchange. IRS Notice 2020-23 provides that those performing time-sensitive actions listed in Revenue Procedure 2018-58 due to be performed on or after April 1 and before July 15, 2020 are an Affected Taxpayer. Revenue Procedure 2018-58 permits the extension of IRC §1031 exchange deadlines.

Notice 2020-23 extends any 45-day or 180-day deadline that falls between April 1 and July 15, 2020 to July 15, 2020.

This is a great step in affording relief to those Exchangors who have been affected, but at this point does not apply to any exchange deadlines prior to April 1, 2020. The industry is seeking clarification from the Treasury Department and the Internal Revenue Service on this Notice. Equity Advantage will continue to monitor the situation and provide additional guidance as new information comes forward.

Practice Tips

This is an optional extension, an Exchangor is not required to extend their exchange timelines.

Example: John closed his relinquished property on April 1, 2020 but then decides he does not want to move forward with the exchange. If John does not identify any replacement properties he may cancel the exchange and receive the 1031 funds after the initial 45-day identification deadline of May 16, 2020.

If an Exchangor’s 45-day identification period is extended to July 15th, the 180th day of the exchange is not also extended beyond the initial 180-day deadline.

Example: John closed his relinquished property on March 1, 2020. His 45-day identification date is April 15, 2020. Because of the extension, John has until July 15, 2020 to identify replacement property. The 180th day of John’s exchange is August 28, 2020, this date is not extended.

If an Exchangor’s 180-day deadline is extended to July 15, the initial 45-day identification deadline is not impacted. The Exchangor must close on an identified property to complete the exchange.

Example: John closed his relinquished property on December 15, 2019. His 45-day identification date is January 29, 2020. John’s 180-day deadline is June 12, 2020. John has until July 15, 2020 to complete his exchange but must close on a property identified within his initial 45-day identification period. John cannot change identified properties as the 45-day identification deadline was before April 1, 2020.

Extension Application Table

MORE INFORMATION

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2 thoughts on “1031 Exchange Extension – Who It Applies to & What It Means”

  1. Is the 1031 exchange 45 days or 180 days? If we are unable to locate a property in that timeframe can we extend those number of days.

    1. Bill, measured from when the relinquished property closes, you have 45 days to nominate (identify) potential replacement properties and 180 days to acquire the replacement property. The exchange is completed in 180 days, not 45 days plus 180 days. Nothing can extend those timelines short of a nationally declared disaster, however, there is no cost to cancel your Exchange, and as long as you have not identified anything, that can be done easily.

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"WASHINGTON STATE LAW, RCW 19.310.040, REQUIRES AN EXCHANGE FACILITATOR TO EITHER MAINTAIN A FIDELITY BOND IN AN AMOUNT OF NOT LESS THAN ONE MILLION DOLLARS THAT PROTECTS CLIENTS AGAINST LOSSES CAUSED BY CRIMINAL ACTS OF THE EXCHANGE FACILITATOR, OR HOLD ALL CLIENT FUNDS IN A QUALIFIED ESCROW ACCOUNT OR QUALIFIED TRUST." RCW 19.310.040(1)(b) (as amended)

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